Perth, sitting at the heart of Perthshire and well connected to both Edinburgh and the Highlands, is home to a varied business community covering agriculture-related trade, tourism, retail, and professional services. Credicorp lends to UK limited companies and LLPs trading from Perth and the surrounding area on a fully digital basis.
What finance can a Perth company access?
- Business Loan — a single fixed sum over a fixed short term. The right choice when your company has a specific, defined need and wants straightforward scheduled repayments.
- Credicorp Flex — a revolving credit facility with a pre-agreed limit. Draw what you need when you need it, repay when cash is available, and draw again. Suited to businesses with unpredictable or seasonal shortfalls.
- Credicorp Slice — a flat-fee bill-spread product (6%) that breaks one invoice or payment across three or four weekly instalments. Fast and contained when one specific outgoing is causing pressure.
How do Perth companies apply?
Applications are submitted entirely online. There are no branch visits, no paper-heavy processes, and no requirement to meet with a relationship manager in person. Directors of Perth-based companies complete the process at a time that suits them, and approved funds go directly to the company's UK bank account.
Is there anything specific to Scottish companies?
Credicorp's facility agreements operate under English law. Scottish-incorporated limited companies are fully eligible and treated identically to companies incorporated in other parts of the UK. If directors have questions about how English-law agreements interact with Scottish legal context, independent legal advice is recommended.
We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.
See also: Business finance for Stirling limited companies, Business finance in Falkirk.