Falkirk sits at the centre of Scotland's industrial corridor, with strong links to manufacturing, engineering, chemicals, and distribution. UK limited companies and LLPs based in Falkirk and the wider Falkirk Council area are eligible to apply to Credicorp for short-term business finance on our standard terms.
Products suited to Central Scotland businesses
- Business Loan — a fixed sum over a fixed short term. Appropriate when a company has a defined capital need — such as tooling, equipment, or a contract mobilisation cost — and wants a clear repayment schedule.
- Credicorp Flex — a revolving facility with a pre-agreed limit that you draw from and repay as trading cash flow allows. Industrial and distribution businesses in Falkirk often benefit from this flexibility when purchase cycles do not neatly match customer payment cycles.
- Credicorp Slice — takes one specific bill and spreads it across three or four weekly instalments at a flat 6% fee. Simple and cost-transparent when a single invoice or payment is the immediate problem.
How the application works
Everything is done online. There are no branch visits, no in-person meetings, and no broker intermediaries required. Falkirk companies apply directly, receive a decision, and manage the facility through our online platform. Once approved and the agreement is signed electronically, funds are transferred to the company's UK business bank account.
No personal guarantee
A key feature of Credicorp's lending is that it is extended to the company itself. Directors are not asked to provide personal guarantees, meaning personal assets are not placed at risk. This is consistent across all our products and all UK regions.
We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.
See also: Business finance for Stirling limited companies, Business finance for Livingston companies.