Shopfitters and commercial fit-out contractors win tenders that look lucrative on paper but demand significant outlay before a penny is invoiced. Credicorp provides lending to the limited company so the business — not the director — carries the liability.
Why fit-out firms face cash pressure
A retail or hospitality fit-out requires specialist joinery, bespoke furniture, display systems, electrical first-fix, and flooring — all ordered and installed before handover. Main contractors often pay on 30 or 45-day terms post-completion, leaving a six-to-ten-week funding gap that can stall your next job. A Business Loan covers that gap with a fixed repayment schedule, so you always know the cost.
Revolving credit for a rolling order book
Credicorp Flex suits shopfitters with a steady pipeline: draw funds as a new project kicks off, repay when the client invoice settles, and draw again for the next contract — all within a standing credit limit. You pay only on what you use.
Spreading supplier invoices across the project
Bespoke joinery workshops and furniture manufacturers typically require deposits and staged payments. Credicorp Slice spreads a single supplier invoice into three or four weekly instalments at a flat 6% fee, helping you manage trade credit without disrupting your cash position.
- Materials: joinery, glass, ironmongery, flooring
- Labour: specialist trades and project management
- Subcontractor payments mid-project
- Pre-ordering long-lead items for programme certainty
We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.
See also: Business finance for kitchen fitters, Business finance for bathroom fitters, Business finance for steel fabricators