West Bromwich limited companies have three distinct routes to short-term commercial finance through Credicorp: a fixed-term Business Loan, the Credicorp Flex revolving credit facility, or Credicorp Slice for spreading a single bill. All three lend to the company — directors are not asked for a personal guarantee.
Choosing the right product for your West Bromwich business
- Business Loan — best when you have a specific, known requirement: a piece of plant, a leasehold fit-out, or a stock purchase. You receive a fixed sum and repay over an agreed short term.
- Credicorp Flex — better when cash demands vary month to month. Draw what you need up to your limit, repay when funds come in, and draw again without a fresh application.
- Credicorp Slice — designed for a single large cost. Pay a flat 6% fee and spread the amount over three or four weekly instalments rather than absorbing it in one hit.
What kinds of West Bromwich companies apply?
West Bromwich has a mixed commercial economy: manufacturing and fabrication, construction trades, wholesale distribution, and a range of professional and technical services. Credicorp is sector-neutral — provided the entity is a UK limited company or LLP that trades and meets our credit criteria, the industry is not a barrier.
How does the application work?
Applications are completed online. You will typically need your company registration number, recent bank statements, and basic trading information. There are no branch visits or in-person appointments. Decisions aim to reflect commercial timescales — not the weeks-long wait associated with traditional bank lending.
We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.
See also: Business finance for Walsall limited companies, Business finance for Dudley limited companies, How does the Credicorp Business Loan work?