Credicorp is a UK-based commercial finance provider that lends exclusively to limited companies and LLPs. We are not a bank, broker, or consumer lender — we originate and fund business loans directly, keeping the entire relationship under one roof from application through to repayment.
What we offer
Our product range covers three distinct needs. The Business Loan delivers a fixed sum over a fixed short term — straightforward for one-off capital requirements. Credicorp Flex is a revolving credit facility: draw what you need, repay, and draw again up to your limit, so your facility works in step with your business cycle. Credicorp Slice spreads a single bill across three or four weekly instalments at a flat 6% fee, useful when an invoice lands before cash does.
Who we lend to
Every application we assess is from a UK registered limited company or LLP. We do not lend to sole traders, partnerships without limited-liability status, or individuals — and we never have. Lending is to the company entity itself, with no requirement for a director personal guarantee.
Our relationship with borrowers
We aim to give businesses a clear, jargon-free picture of what they are borrowing, what it costs, and when repayments fall due, before any agreement is signed. Decisions are made using a combination of proprietary data models and human review where the picture warrants it.
We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.
See also: Is Credicorp a bank?, What is Credicorp's UK regulatory position?, How is Credicorp's lending funded?