What you can use a loan for

Can my company use short-term finance to fund a website or e-commerce build?

Yes. A professional website or e-commerce platform is a revenue-generating asset, and short-term finance can cover the agency fee, development cost, hosting migration, and launch marketing in a single drawdown — so you can go live without draining working capital.

Why companies choose finance for a build

Agency invoices and platform licences land upfront, long before the site starts converting visitors into orders. A Credicorp Business Loan lets your company pay the supplier on their schedule while spreading the cost over a fixed short term. If you expect the site to generate revenue quickly, you may prefer Credicorp Flex: draw what you need during the build, repay as revenue comes in, and redraw for the next phase without reapplying.

What costs are typically covered

  • Web agency or freelance development fees
  • E-commerce platform setup (Shopify, WooCommerce, bespoke builds)
  • Branding, photography, and copy
  • Hosting migration and technical infrastructure
  • Launch paid-media spend to seed early traffic

Matching the product to the project

A fixed-scope build with a known agency quote suits a Business Loan — you borrow the sum, repay over the agreed term, and the cost is predictable. An iterative or phased build, where scope can expand, often suits Flex better: draw each phase, repay between sprints, and keep the facility available for ongoing development without returning to a lender each time.

We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.

See also: Bridging a grant payment while you wait for funds to arrive, Funding stock for a new product line launch, Funding a pop-up event or temporary retail space

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