Salisbury limited companies and LLPs can apply to Credicorp for working-capital finance in the form of a fixed Business Loan, a revolving Flex facility, or a Slice bill-spread — all without a director personal guarantee.
Working capital versus capital investment
Working capital finance covers the gap between money going out (wages, suppliers, overheads) and money coming in (invoice payments, contracts settled). For Salisbury businesses serving the public sector, defence supply chain, or tourism around the Cathedral Close, payment cycles can be long and irregular. Credicorp Flex lets your company draw what it needs when the gap opens and repay when receipts arrive, keeping day-to-day operations funded without restructuring your longer-term finances.
When a Business Loan is more appropriate
If your Salisbury company has a specific, one-off capital need — a vehicle, equipment, or a premises improvement — a fixed-sum Business Loan over a short defined term is usually a cleaner structure than a revolving line. You know the total cost, the repayment schedule, and the end date from the outset.
Credicorp Slice for known bills
Where a specific invoice is the problem — a professional services bill, an insurance renewal, or a bulk materials order — Credicorp Slice spreads it into three or four equal weekly payments at a flat 6% fee. No interest compounds beyond that fixed charge.
We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.
See also: Business loans for Swindon companies, Short-term business loans for Cheltenham companies, Business finance for Bath limited companies