Maidstone is Kent's county town and a significant commercial centre, with a mix of construction, food and drink production, retail trade and professional services. Short-term finance needs arise across all these sectors — from a builder covering materials before stage payments arrive to a food producer bridging stock costs ahead of delivery. Credicorp provides that finance to UK limited companies and LLPs.
Which Credicorp product might suit your company
- Business Loan — a defined lump sum for a defined short period. The repayment schedule is agreed upfront so you can plan around it.
- Credicorp Flex — a revolving credit facility. You borrow against an agreed limit, repay, and the capacity becomes available again. Practical for businesses with recurring but variable short-term needs.
- Credicorp Slice — one bill, spread over three or four weekly payments, at a flat 6% fee. A simple way to handle a large one-off cost without straining monthly cashflow.
Construction and trade businesses in Kent
Companies operating in construction or skilled trades frequently experience the gap between spending on labour and materials and receiving stage payments or final settlement from clients. A short-term Business Loan or Flex draw can cover that gap without requiring the company to take on longer-term debt.
No branch visits, no personal guarantee
The entire application is online. Credicorp assesses the limited company or LLP — not the individual directors. There is no requirement for a director to put their own home or personal assets on the line.
We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.
See also: Business finance for limited companies in Crawley, Business finance for limited companies in Guildford.