Scotland has a vibrant SME economy, and Edinburgh in particular is home to a large concentration of financial services, legal, technology, and professional services firms. Credicorp lends to limited companies and LLPs incorporated in England and Wales, Scotland, and Northern Ireland — all registered at Companies House — so Scottish businesses are fully eligible to apply.
Does Scottish company law affect the loan terms?
Scots law has some differences from English law, including around debt enforcement and property. However, Credicorp's lending to limited companies and LLPs is governed by the company's registered legal structure at Companies House, and our standard loan terms apply consistently across all UK jurisdictions. We recommend directors take independent legal advice if they have specific questions about how Scots law interacts with their company's obligations.
Edinburgh's key sectors and typical funding needs
- Financial and professional services firms managing project costs between billing cycles
- Technology companies hiring ahead of revenue recognition
- Hospitality and tourism businesses with seasonal cashflow peaks
- Construction and property firms bridging retentions or stage payments
Illustrative examples only; actual use of the facility is at the company's discretion within our lending terms.
Applying from outside Edinburgh — other Scottish cities and regions
The application process is the same for companies based in Glasgow, Aberdeen, Dundee, Inverness, or anywhere else in Scotland. Registration is with Companies House (Scotland), and we verify the company's status and trading history through the standard application process.
We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.
See also: Business finance for limited companies in Leeds, Business finance for companies in Manchester and Greater Manchester.