Window-cleaning companies operating as UK limited companies or LLPs can apply for a business loan in the company's name. There is no personal guarantee requirement — the loan is a liability of the company, not the director.
Equipment that drives window-cleaning business growth
Modern commercial window cleaning is capital-intensive in a way that sole-trader operations rarely are. Pure-water filtration and reach-and-wash systems, high-rise abseil equipment, cherry-picker hire arrangements, dedicated fleet vehicles and company-branded uniforms represent significant upfront investment. A business loan allows a company to acquire this kit outright rather than through expensive equipment-finance hire charges, retaining full ownership from day one.
Round acquisition and contract expansion
One of the most common uses of finance in this trade is buying an existing window-cleaning round from a retiring operator. A round is effectively a book of contracted residential or commercial customers with predictable recurring revenue — an asset with clear value. Finance can also fund a formal tender for a large commercial contract (an office park, a retail centre, a local authority building estate) where mobilisation costs arise before the first invoice is raised.
What we look for in an application
We assess the limited company's trading history, bank turnover, filed accounts and cash-flow consistency. Window-cleaning companies with a large proportion of commercial contract revenue — rather than purely ad-hoc residential work — typically present the strongest case, as the revenue is predictable and sustainable. As an illustrative figure only and not a quote, a company turning over £90,000 per year might be considered for a facility in the range of one to two months' revenue, subject to the company's full circumstances.
We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.
See also: Business finance for pest control companies, Business loans for glazing companies.