If your takeaway or fast-food business trades as a UK limited company or LLP, Credicorp can lend directly to the company with no director personal guarantee. The takeaway sector moves fast — equipment breaks, delivery platforms change their terms, and a busy weekend can wipe out stock — so access to short-term business credit can be the difference between staying operational and losing revenue.
Common finance needs in takeaway businesses
- Emergency replacement of commercial ovens, fryers, or chiller units
- Upfront costs for joining a new delivery platform or expanding delivery radius
- Bulk ingredient purchasing to lock in supplier pricing
- Branding, packaging, or menu-refresh investment
- Refitting premises to comply with updated food-safety or extraction requirements
Business Loan vs Credicorp Flex
A Business Loan is best when you have a specific, priced project — a kitchen refit, a new commercial extraction system, or a branded delivery fleet wrap. You receive a fixed sum and repay it on a fixed schedule. Credicorp Flex is the revolving alternative: draw what the business needs, repay as income arrives, and redraw again without a new application. For a takeaway operating on tight daily margins, having a standing facility means you can respond to issues in hours rather than days.
Spreading a big invoice with Credicorp Slice
Credicorp Slice splits a single trade invoice — for example, a large packaging or ingredients order — over three to four weekly instalments at a flat 6% fee. It is not a loan; it is a simple, predictable way to stretch the payment of one known cost without touching the rest of working capital.
We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.
See also: What business finance options are available to a restaurant trading as a limited company?, Can a mobile catering business get a company loan with no personal guarantee?